Thought of the day to ponder— Why do they have to make credit cards so sparkly and beautiful little thin pieces of plastic? I’m guilty of falling victim to their allure. Don’t worry Mom and Dad I won’t be running to you with credit card debt anytime soon. Instead, I’m attempting to better the rewards of the money I’m already spending. I’ve had a credit card since I was 18, but have never really used them besides every now and again to build my credit. When I moved to New York I decided it would actually probably be a smart decision to start using them to stack up some travel rewards from the money I’m spending anyways. I’m hoping to be able to help out my family and friends that want to visit a little more than a place to stay and someone to adventure with. 

So instead of using my debit card, as I normally would, I’ve started using my credit card to pay my bills and weekly purchases and then paying the total off online at the end of each week. So far, so good. It also helps me stay on top of how my purchases are weighing against my budget. I still have a long ways to go before I can actually start cashing in on my travel rewards, but as soon as I do I’m hoping to get my family on a jet plane back east to explore the city. Secretly I moved here because I knew it was the only way to get them to visit New York in their lifetimes (love you guys!). 

Anyways, back to my main point. Whoever decided to make them so shiny with the option of making them pink with your initial (My dream?!) was a genius. I’m not going to lie, the credit card companies have be hooked by making my purchases a little bit more fun to make with my pretty little cards. Dangerous? Not for me, but I can see how it could be. Credit card addicts beware! Don’t listen to a word I’ve said in this post because the one thing they don’t make any more fun is actually paying the bill. 

Skirt and blouse.. $65

Pair of heels.. $40

MetroCard.. $89

Lessons and experience gained in New York City.. Priceless